Comerica Annual Report 2020

DB:G>86 H DE:G6I>C< G:HJAIH G:K:CJ:H 6C9 8DHIH 6C9 B6N G:HJAI >C >C8G:6H:9 KDA6I>A>IN >C I=: B6G@:I EG>8: D; DB:G>86 H 8DBBDC HID8@ K 81>75C 9> 133?E>D9>7 CD1>41B4C 3?E<4 =1D5B91<1>391< CD1D5=5>DC GDB I>B: ID I>B: 688DJCI>C< HI6C96G9H H:II:GH 8=6C<: I=: ;>C6C8>6A 688DJCI>C< 6C9 G:EDGI>C< HI6C96G9H I=6I DC D; DB:G>86XH ;>C6C8>6A HI6I:B:CIH -=:H: 8=6C<:H 86C 7: 9>;;>8JAI ID EG:9>8I 6C9 86C B6I:G>6AAN >BE68I =DL DB:G>86 G:8DG9H 6C9 G:EDGIH >IH ;>C6C8>6A 8DC9>I>DC 6C9 G:HJAIH D; DE:G6I>DCH "C HDB: 86H:H DB:G>86 8DJA9 7: G:FJ>G:9 ID 6EEAN 6 C:L DG G:K>H:9 HI6C96G9 G:IGD68I>K:AN G:HJAI>C< >C 8=6C<:H ID EG:K>DJHAN G:EDGI:9 ;>C6C8>6A G:HJAIH DG 6 8JBJA6I>K: 8=6G<: ID G:I6>C:9 :6GC>CD9>7 @?<9395C 1>4 @B?35CC5C 1B5 3B9D931< D? D85 B5@?BD9>7 ?6 69>1>391< 3?>49D9?> 1>4 B5CEC *85I B5AE9B5 =1>175=5>D D? =1;5 5CD9=1D5C 12?ED =1DD5BC D81D 1B5 E>35BD19> 88DJCI>C< EDA>8>:H 6C9 EGD8:HH:H 6G: ;JC96B:CI6A ID =DL DB:G>86 G:8DG9H 6C9 G:EDGIH >IH ;>C6C8>6A 8DC9>I>DC 6C9 G:HJAIH D; DE:G6I>DCH &6C6<:B:CI BJHI :M:G8>H: ?J9C H:A:8I>C< 6C9 6EEAN>C< B6CN D; I=:H: 688DJCI>C< EDA>8>:H 6C9 EGD8:HH:H HD I=:N 8DBEAN L>I= . , :C:G6AAN 88:EI:9 88DJCI>C< )G>C8>EA:H ) "C HDB: 86H:H B6C6<:B:CI BJHI H:A:8I I=: 688DJCI>C< EDA>8N DG B:I=D9 ID 6EEAN ;GDB ILD DG BDG: 6AI:GC6I>K:H 6CN D; L=>8= B6N 7: G:6HDC67A: JC9:G I=: 8>G8JBHI6C8:H N:I B6N G:HJAI >C I=: DBE6CN G:EDGI>C< B6I:G>6AAN 9>;;:G:CI G:HJAIH I=6C LDJA9 =6K: 7::C G:EDGI:9 JC9:G 6 9>;;:G:CI 6AI:GC6I>K: &6C6<:B:CI =6H >9:CI>;>:9 8:GI6>C 688DJCI>C< EDA>8>:H 6H 7:>C< 8G>I>86A 7:86JH: I=:N G:FJ>G: B6C6<:B:CI H ?J9;;>8JAI HJ7?:8I>K: DG 8DBEA:M ?J9C &6I:G>6AAN 9>;;:G:CI 6BDJCIH 8DJA9 7: G:EDGI:9 JC9:G 9>;;:G:CI 8DC9>I>DCH DG JH>C< 9>;;:G:CI 6HHJBEI>DCH DG :HI>B6I:H DB:G>86 =6H :HI67A>H=:9 9:I6>A:9 EDA>8>:H 6C9 8DCIGDA EGD8:9JG:H I=6I 6G: >CI:C9:9 ID :CHJG: I=:H: 8G>I>86A 688DJCI>C< :HI>B6I:H 6C9 ?J9:9 8DCH>HI:CIAN "C 699>I>DC I=: EDA>8>:H 6C9 EGD8:9JG:H 6G: >CI:C9:9 ID :CHJG: I=6I I=: EGD8:HH ;DG 8=6C<>C< B:I=D9DAD<>:H D88JGH >C 6C 6EEGDEG>6I: B6CC:G :86JH: D; I=: JC8:GI6>CIN HJGGDJC9>C< B6C6<:B:CI H ?J9B6I:H E:GI6>C>C< ID I=:H: B6II:GH DB:G>86 86CCDI I L>AA CDI 7: G:FJ>G:9 ID 69?JHI 688DJCI>C< EDA>8>:H DG G:HI6I: EG>DG E:G>D9 ;>C6C8>6A HI6I:B:CIH ,:: V G>I>86A 88DJCI>C< )DA>8>:HW DC E6<:H I=GDJ<= D; I=: >C6C8>6A ,:8I>DC D; I=>H G:EDGI 6C9 'DI: D; I=: 'DI:H ID DCHDA>96I:9 >C6C8>6A ,I6I:B:CIH AD86I:9 DC E6<:H I=GDJ<= D; I=: >C6C8>6A ,:8I>DC D; I=>H G:EDGI K ?=5B931 C CD?3; @B935 31> 25 F?<1D9<5 ,ID8@ EG>8: KDA6I>A>IN B6N B6@: >I BDG: 9>;;>8JAI ;DG H=6G:=DA9:GH ID G:H:AA I=:>G 8DBBDC HID8@ L=:C I=:N L6CI 6C9 6I EG>8:H I=:N ;>C9 6IIG68I>K: DB:G>86 H HID8@ EG>8: 86C ;AJ8IJ6I: H>;>86CIAN >C G:HEDCH: ID 6 K6G>:IN D; ;68IDGH >C8AJ9>C< 6BDC< DI=:G I=>C8>E6I:9 K6G>6I>DCH >C FJ6GI:GAN G:HJAIH D; DE:G6I>DCH S +:8DBB:C96I>DCH DG EGD?:8I>DCH 7N H:8JG>I>:H 6C6ANHIH S (E:G6I>C< 6C9 HID8@ EG>8: E:G;DGB6C8: D; DI=:G 8DBE6C>:H I=6I >CK:HIDGH 9::B 8DBE6G67A: ID DB:G>86 S ':LH G:EDGIH G:A6I>C< ID IG:C9H 8DC8:GCH 6C9 DI=:G >HHJ:H >C I=: ;>C6C8>6A H:GK>8:H >C9JHIGN S ):G8:EI>DCH >C I=: B6G@:IEA68: G:<6G9>C< DB:G>86 6C9 DG >IH 8DBE:I>IDGH S ':L I:8=CDAD8:H D;;:G:9 7N 8DBE:I>IDGH S ,>;>86CI 68FJ>H>I>DCH DG 7JH>C:HH 8DB7>C6I>DCH HIG6I:<>8 E6GIC:GH=>EH ?D>CI K:CIJG:H DG 86E>I6A 8DBB>IB:CIH 7N DG >CKDAK>C< DB:G>86 DG >IH 8DBE:I>IDGH S =6C<:H >C 9>K>9:C9H 6C9 86E>I6A G:IJGCH S =6C<:H >C DCH S N8A>86A ;AJ8IJ6I>DCH :C:G6A B6G@:I ;AJ8IJ6I>DCH >C8AJ9>C< G:6A DG 6CI>8>E6I:9 8=6C<:H >C I=: HIG:CC9JHIGN ;68IDGH 6C9 <:C:G6A :8DCDB>8 6C9 EDA>I>86A 8DC9>I>DCH 6C9 :K:CIH HJ8= 6H :8DCDB>8 HADL9DLCH DG G:8:HH>DCH >CI:G:HI G6I: 8=6C<:H D>A EG>8: KDA6I>A>IN DG 8G:9>I ADHH IG:C9H 6BDC< DI=:G ;68IDGH 8DJA9 6AHD 86JH: DB:G>86 H HID8@ EG>8: ID 9:8G:6H: G:<6G9A:HH D; DE:G6I>C< G:HJAIH DG I=: 67DK: 6C9 DI=:G G:6HDCH I=: B6G@:I EG>8: D; DB:G>86 H H:8JG>I>:H B6N CDI 688JG6I:AN G:;A:8I I=: JC9:GAN>C< K6AJ: D; I=: H:8JG>I>:H 6C9 >CK:HIDGH H=DJA9 8DCH>9:G I=>H 7:;DG: G:AN>C< DC I=: B6G@:I EG>8:H D; DB:G>86 H H:8JG>I>:H L=:C B6@>C< 6C >CK:HIB:CI 9:8>H>DC D5= +>B5C?DC 'DC: S :DEDA>I>86A 8DC9>I>DCH HJ8= 6H 68IH DG I=G:6IH D; I:GGDG>HB DG B>A>I6GN 8DC;A>8IH S 8I>K>IN 7N H=DGI H:AA:GH 6C9 8=6C<>C< 8I>DCH DC HJ8= 68I>K>IN

Made with FlippingBook - professional solution for displaying marketing and sales documents online