Comerica Annual Report 2020

9>H8JHH>DC D; I=: K6G>DJH G>H@H ;68>C< I=: DGEDG6I>DC >C G:A6I>DC ID I=: IG6CH>I>DC 6L6N ;GDB %" (+ H:: I=: B6G@:I G>H@ 9>H8JHH>DC L>I=>C "I:B +>H@ 68IDGH . - 341(3($2 -# -3$1$23 3$ $-2(3(5(38 "?1>C #1DEB9>7

6D5B %>5 ED -9D89> 9F5 /51BC

-9D89> %>5 /51B 1

6D5B 9F5 /51BC

5: 95885;:? 535=25B DBB:G8>6A AD6CH

*?D1<

+:6A :HI6I: 8DCHIGJ8I>DC AD6CH DBB:G8>6A BDGI<6<: AD6CH

"CI:GC6I>DC6A AD6CH

-DI6A

,:CH>I>K>IN D; AD6CH ID 8=6C<:H >C >CI:G:HI G6I:H )G:9:I:GB>C:9 ;>M:9 >CI:G:HI G6I:H

AD6I>C< >CI:G:HI G6I:H

-DI6A

- :/8A01? 019-:0 8;-:? 8;-:? 4-B5:3 :; ?@-@10 >1<-E91:@ ?/410A81 ;> 9-@A>5@E -:0 ;B1>0>-2@? -=: DGEDG6I>DC JH:H >CK:HIB:CI H:8JG>I>:H 6C9 9:G>K6I>K: >CHIGJB:CIH 6H 6HH:I 6C9 A>67>A>IN B6C6<:B:CI IDDAH L>I= I=: DK:G6AA D7?:8I>K: D; B6C6<>C< I=: KDA6I>A>IN D; C:I >CI:G:HI >C8DB: ;GDB 8=6C<:H >C >CI:G:HI G6I:H -=:H: IDDAH 6HH>HI B6C6<:B:CI >C 68=>:K>C< I=: 9:H>G:9 >CI:G:HI G6I: G>H@ B6C6<:B:CI D7?:8I>K:H 8I>K>IN G:A6I:9 ID 9:G>K6I>K: >CHIGJB:CIH 8JGG:CIAN >CKDAK:H >CI:G:HI G6I: HL6EH :;;:8I>K:AN 8DCK:GI>C< ;>M:9 G6I: B:9>JB 6C9 ADC< I:GB 9:7I ID 6 ;AD6I>C< G6I: 6H L:AA 6H K6G>67A: G6I: AD6CH ID 6 ;>M:9 G6I: (2* - &$,$-3 $1(5 3(5$ -2314,$-32

>D5B5CD (1D5 ?>DB13DC

?B597> H381>75 ?>DB13DC

5: 95885;:? (9C; #1>175=5>D $?D9?>1< 3D9F9DI

*?D1

6A6C8: 6I #6CJ6GN

99>I>DCH

&6IJG>I>:H 6BDGI>O6I>DCH 6A6C8: 6I :8:B7:G

99>I>DCH

&6IJG>I>:H 6BDGI>O6I>DCH

1<1>35 1D 535=25B -=: CDI>DC6A 6BDJCI D; G>H@ B6C6<:B:CI >CI:G:HI G6I: HL6EH IDI6A:9 7>AA>DC 6I :8:B7:G 6C9 7>AA>DC 6I :8:B7:G L=>8= >C8AJ9:9 ;6>G K6AJ: =:9<>C< HIG6I:<>:H I=6I 8DCK:GI 7>AA>DC D; ;>M:9 G6I: B:9>JB 6C9 ADC< I:GB 9:7I ID 6 ;AD6I>C< G6I: 6H L:AA 6H 86H= ;ADL =:9<>C< HIG6I:<>:H I=6I 8DCK:GI 7>AA>DC D; K6G>67A: G6I: AD6CH ID 6 ;>M:9 G6I: +>H@ B6C6<:B:CI >CI:G:HI G6I: HL6EH <:C:G6I:9 B>AA>DC 6C9 B>AA>DC D; C:I >CI:G:HI >C8DB: ;DG I=: N:6GH :C9:9 :8:B7:G 6C9 :8:B7:G G:HE:8I>K:AN "C 699>I>DC ID >CI:G:HI G6I: HL6EH I=: DGEDG6I>DC :BEADNH K6G>DJH DI=:G INE:H D; 9:G>K6I>K: >CHIGJB:CIH 6H D;;H:II>C< EDH>I>DCH ID B>I><6I: :MEDHJG:H ID ;DG:>H@H 6HHD8>6I:9 L>I= HE:8>;>8 6HH:IH 6C9 A>67>A>I>:H : < 8JHIDB:G AD6CH DG 9:EDH>IH 9:CDB>C6I:9 >C ;DG:>:H ,J8= >CHIGJB:CIH B6N >C8AJ9: ;DG:>C;DGB6I>DC G:<6G9>C< G>H@ B6C6<:B:CI 9:G>K6I>K: >CHIGJB:CIH >H EGDK>9:9 >C 'DI: ID I=: 8DCHDA>96I:9 ;>C6C8>6A HI6I:B:CIH