Comerica Annual Report 2020

$%* ) *% %$)%" * $ $ " )* * # $*) ?=5B931 >3?B@?B1D54 1>4 )E2C9491B95C

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

Made with FlippingBook - professional solution for displaying marketing and sales documents online